.mtop0 {margin-top: 0px}
.mtop1 {margin-top: 1px}
.mtop3 {margin-top: 3px}
.mtop5 {margin-top: 5px}
.mtop10 {margin-top: 10px}
.mtop15 {margin-top: 15px}
.mtop20 {margin-top: 20px}

body {background-color: #0D5A9B}
td.bgc {background: #B4E1FB; font-family: arial, helvetica, verdana}
td.bgm {background: #74B3D7; font-family: arial, helvetica, verdana}
.bc{border-color: #0D5A9B}
.footer{font-size:16px; font-family:Arial, Helvetica, Verdana; color:#003399; font-weight:bold}
.banner {font-size:12px; font-family:Arial, Helvetica, Verdana; color:#0D5A9B}
.brd {border-color:#003399}